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Mark Phipps Oct 7, 2025 10:10:46 AM < 1 min read

Climate Change and Insurance How They are Redrawing the Map of Human Settlement.

Climate change is no longer a distant threat—it is reshaping where people can live, work, and invest. As insurers withdraw from high-risk regions, entire communities face collapse while new “climate havens” emerge. This whitepaper explores how insurance is becoming a decisive force in the great climate migration, with profound implications for societies, economies, and governments worldwide.

In this whitepaper, you’ll learn:

  • How the withdrawal of insurance is triggering population displacement and economic decline in vulnerable regions.

  • Why new climate havens are emerging—and the pressures they create on housing, infrastructure, and public services.

  • What steps insurers, policymakers, and governments must take to turn insurance into a tool for resilience rather than exclusion.